Car Insurance Newport Ky - Call 513-662-7000

Who offers the best rates on Car Insurance Newport Ky?

Independent agents!  Call the independent agents at Pathway Insurance for the best rates on car insurance in Newport Kentucky!

Our office number is 513-662-7000, or use our online rate quote system by clicking on Kentucky Insurance.

Why Insurance rates are More in Kentucky compared to Ohio?

Two reason, Kentucky no fault laws + taxes on insurance premiums!

No fault coverage is optional in Kentucky and you can opt out of Kentucky no fault insurance but you have to fill out a form rejecting this coverage.

For your convenience a rejection form is included and if you click here you can download the form.

It may not be a good idea to reject Kentucky no fault insurance but naturally this is a personal decision. 
 

Can I opt out of Paying the Municipal Taxes?

You may opt out of no fault coverage, but unfortunately you cannot opt out of paying the taxes! 

Insurance companies will calculate your tax responsibility based on your premium and include that in your total premiums.

Need Cheap Car Insurance in Newport Kentucky?

Call the experts at Pathway Insurance our office number is 513-662-7000 or use our convenient online rate quote system: http://www.pathwayinsurance.net/

Milford Home Insurance

 Looking for Milford Ohio Home Insurance?

Contact the experts at Pathway Insurance for home insurance quotes.  Our office telephone number is 513-662-7000.

Additionally you may use our online quote system that will provide online rate quotes from top rated insurance companies in Milford Ohio.

Click on this link: http://www.pathwayinsurance.net/best-car-insurance-rates-in-cincinnati/local-quotes/

Rates are Increasing Significantly on Homeowners Insurance in Milford Ohio!

Every insurance company is raising rates on property insurance due to hundreds of millions of claims paid in the Midwest due to record setting storm activity.

Insurance companies always will pass along increases to policyholders when claims exceed a certain threshold.

Another method insurance companies are implementing is making changes to the home insurance policy itself.  One such change is the addition of a new type of deductible called the wind and hail deductible.
 

How the Wind and Hail Deductible Applies?

This new deductible which many insurance companies are now requiring applies a special deductible for wind and hail claims only.  It is usually based on a percentage of your Coverage A amount.

If your home is insured to $180,000 and your wind and hail deductible is 1%. 

Your deductible amount for a wind or hail claim is $1,800!

Not All Companies Are Requiring a Wind/Hail Deductible.

Not all companies require this.  If your company adds the wind and hail deductible and you do not want this increased out of pocket expense call Pathway Insurance at 513-662-7000 to obtain quotes from companies not requiring this new type of deductible.