Tow Truck Insurance Kentucky - Call 800-998-0662

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Videos We Have Developed for Our Agency For Advertising Purposes.

Big Box Insurance:  Homeowners Insurance Ohio

1. Homeowners Insurance Cincinnati
2. Car Insurance Cincinnati
3. Ohio Motorcycle Insurance Quotes
4. Auto Insurance West Chester Ohio
5. Hyde Park Ohio Car Insurance 

Videos are a very effective means to advertise your business.

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Blue Ash Car Insurance - Contact 513-662-7000

Need better rates on Car Insurance in Blue Ash Ohio?

The first step is to speak with one of the Professional agents at the Pathway Insurance Agency. Call us at 513-662-7000 for the top Auto Insurance Quotes in Blue Ash Ohio.

Independent Agents Offer Better Choices!

Because of the ability for an independent insurance agency to provide quotes from multiple companies, typically independent agents will provide the best value and coverage options.

The reason why it's necessary and better to work with an independent agency is based on the tendency for insurance companies to adjust rates on a regular basis.

Companies offering super competitive rates today, may be the most expensive tomorrow!

Captive Insurance Agents Are Not Allowed To Shop For Better Rates When You Get a Rate Increase!

A captive Insurance agent, or a direct to consumer company selling insurance represents only one company typically.  Captive agents, or direct to consumer companies will not offer to shop your insurance with other carriers when they raise your rates!

In contrast independent agents can take that very action, they can shop around for better rates!    

Contact Pathway Insurance today for rate quotes on Car, Home, Business, and Life Insurance!

Car Insurance Newport Ky - Call 513-662-7000

Who offers the best rates on Car Insurance Newport Ky?

Independent agents!  Call the independent agents at Pathway Insurance for the best rates on car insurance in Newport Kentucky!

Our office number is 513-662-7000, or use our online rate quote system by clicking on Kentucky Insurance.

Why Insurance rates are More in Kentucky compared to Ohio?

Two reason, Kentucky no fault laws + taxes on insurance premiums!

No fault coverage is optional in Kentucky and you can opt out of Kentucky no fault insurance but you have to fill out a form rejecting this coverage.

For your convenience a rejection form is included and if you click here you can download the form.

It may not be a good idea to reject Kentucky no fault insurance but naturally this is a personal decision. 
 

Can I opt out of Paying the Municipal Taxes?

You may opt out of no fault coverage, but unfortunately you cannot opt out of paying the taxes! 

Insurance companies will calculate your tax responsibility based on your premium and include that in your total premiums.

Need Cheap Car Insurance in Newport Kentucky?

Call the experts at Pathway Insurance our office number is 513-662-7000 or use our convenient online rate quote system: http://www.pathwayinsurance.net/

Milford Home Insurance

 Looking for Milford Ohio Home Insurance?

Contact the experts at Pathway Insurance for home insurance quotes.  Our office telephone number is 513-662-7000.

Additionally you may use our online quote system that will provide online rate quotes from top rated insurance companies in Milford Ohio.

Click on this link: http://www.pathwayinsurance.net/best-car-insurance-rates-in-cincinnati/local-quotes/

Rates are Increasing Significantly on Homeowners Insurance in Milford Ohio!

Every insurance company is raising rates on property insurance due to hundreds of millions of claims paid in the Midwest due to record setting storm activity.

Insurance companies always will pass along increases to policyholders when claims exceed a certain threshold.

Another method insurance companies are implementing is making changes to the home insurance policy itself.  One such change is the addition of a new type of deductible called the wind and hail deductible.
 

How the Wind and Hail Deductible Applies?

This new deductible which many insurance companies are now requiring applies a special deductible for wind and hail claims only.  It is usually based on a percentage of your Coverage A amount.

If your home is insured to $180,000 and your wind and hail deductible is 1%. 

Your deductible amount for a wind or hail claim is $1,800!

Not All Companies Are Requiring a Wind/Hail Deductible.

Not all companies require this.  If your company adds the wind and hail deductible and you do not want this increased out of pocket expense call Pathway Insurance at 513-662-7000 to obtain quotes from companies not requiring this new type of deductible.

Car Insurance Milford Ohio

Looking for car insurance in Milford Ohio? 

Contact Pathway Insurance at 513-662-7000. 

We are a leading agency in Ohio offering super competitive rates on car Insurance in Milford Ohio.  Click below for an instant rate quote:

http://www.pathwayinsurance.net/best-car-insurance-rates-in-cincinnati/local-quotes/

Parking Lot and Left Turn Accidents, Who is at fault?

 

Sometimes there's a question about who's at fault when an accident occurs in the following two scenarios.  

• Turning left at a traffic light.
• Parking lot accidents. 

Left Turn Accidents

Example: Let's assume that you are patiently waiting for traffic to clear as you are turning left at a traffic light.

 

The light begins to turn red and a driver in oncoming traffic has the same idea, you turn left to avoid going through a red light but the other driver goes right through a red light making impact with the rear quarter panel of your vehicle causing an accident.

 

Who is at fault?

 

Regrettably you likely will be found at fault for the accident!

 

Unless there are highly unusual circumstances a person turning left causing an accident is usually found to be at fault! 

What about parking lot accidents? 

Example: Let's assume that you are going grocery shopping and as you are turning into the parking lot trying to find a space someone backs out and hits your car.

 

Who is at fault?

 

The person pulling out!

 

Even if they were most of the way backed out and you hit them in the parking lot they are at fault!

 

That's how it usually is supposed to work.

 

What if you are both backing out at the same time?

 

It's usually difficult to tell who is at fault in that instance and typically what happens is that your insurance company will handle the damages for your car, and the other insurance company will handle the damages to the other parties car.

 

What is the bad news when that type of situation develops?

 

You will be charged with a at fault accident by your company!

 

Please watch this video to meet the owner:

 

http://www.youtube.com/watch?v=aM8dIdEaNEQ